Mr. Michael Amankwa - Executive Chairman, Vivantti Microfinance
Michael Amankwa can best be described as business mogul, who holds the belief that technology is the blood that runs through every innovation in the 21st century. He has etched a notable position in the African information technology space.
Mr. Amankwa began his advanced education from James Madison University, USA where he earned a Bsc. Business Administration in Accounting. He then attained a Master of Science Degree in Information Technology & Telecommunication Systems from The Johns Hopkins University, USA. Michael has also participated in the Stanford Institute for Innovation in Developing Economies (SEED)’s Transformation program. He also holds several Microsoft Certifications.
The genesis of his career in technology was birthed at Booz Allen Hamilton - (USA) where he served as a Senior Consultant (Enterprise Networking Management) and worked in different capacities and on key Government projects for various US federal agencies and foreign governments. He was also elected President of the Booz Allen Hamilton Toast Masters. Michael is a noted motivational speaker and has hosted and attended speaking engagements throughout the Washington Metropolitan area in US and Africa.
He consequently developed perspicacity for business and served as a senior principal for two internet start-up companies. He also provided strategic vision on value added services for various Information Technology companies, meeting the growing needs of private and public sectors as well as foreign governments.
Michael stands by the assertion that if there are dreams about changing the lives of millions of people in Africa, then technology is one of the major roads that can lead us to the realization of this dream; he sees himself as one of the drivers who can chauffeur this vehicle on the road to achieving this objective.
Mr. Kodjo Mensah Sosuh - Director, Vivantti Microfinance
Mr. Kodjo Mensah Sosuh is a Registered Mental Health Nurse with management experience in many areas of mental health nursing and specialist health care service development. He is a co-founder and Managing Director of Crown Healthcare Ltd, a specialist mental healthcare organisation based in Milton Keynes, UK, that offers staffing solutions and consultancy services to both private and public healthcare organisations.
Mr. Sosuh is also a co-founder and Director of Regal Community Care Homes Ltd, a specialist adult rehabilitation care home based in Woburn Sands, UK.
He was previously
- The Director of Finance at Care Provision (UK) Ltd, a nursing agency also based in Milton Keynes, UK.
- A Team Leader at a private, medium-secure, forensic hospital, and
- An Acting Ward Manager at an Acute Mental Healthcare establishment.
Mr. Sosuh has wide-ranging experiences in
- Business start-up and development.
- Contract procurement.
- Staff Recruitment, Induction, Appraisal, Training and Team Building.
- Customer Care.
- Investigation and resolution of both customer and staff complaints.
- Quality assurance.
He is currently
- The Chairman of BME (Milton Keynes Branch), a UK government initiative to enable easy access to the National Health Service (NHS) by people from the ethnic minority.
- Contract procurement.
- President of the 1988/90 Mfantsipim Old Boys Association – UK & Northern Ireland.
- A Member of the Chamber of Commerce, Milton Keynes, UK.
Mr. Sosuh holds a Diploma in Higher Education – Mental Health from the University of Northampton, UK. He also holds a degree certificate in Teaching and Assessing from Luton University, UK.
Mr. Michael Osikoya - Director, Vivantti Microfinance
Mr. Osikoya is a Fellow Chartered Accountant, Associate Chartered Banker and a member of the Institute of Personnel Management of Nigeria. (FCA, ACCA, FCIB, AIPM, MBA and MSc)
He holds a Master's Degree in Business Administration with Financial Management Option from the Lagos State University, Nigeria. He has also obtained a Master's Degree in Business Decision Management from Coventry University Uk (GTUC Ghana).
Michael has over Eighteen (18) years of rich experience in Financial Management with leading multi-national organizations. He spent fourteen (14) years in the Banking Industry as Divisional Head, Financial Control & Business Development with an impeccable record both in Ghana and Nigeria.
He started his Banking Career in 1999 with Equity Bank Nigeria Limited. He worked as an Officer for 4 years in the Financial Control department. The Bank Merged with Intercontinental bank in 2005. He was seconded to Ghana as the maiden Financial Controller of the bank in Ghana. He rose to become a Divisional Head in charge of Finance, IT and some branches up till Dec 2009.
Michael subsequently entered into Telecommunications and worked as a Finance Manager in charge of new operations for Glo Mobile Telecoms Nigeria.
He later returned to banking to help set up Energy Bank Ghana Limited as the pioneer Chief Finance Officer. He spearheaded an excellent performance for the bank within the first year with an un-paralleled profitability position and a very solid balance sheet performance.
Michael is currently the Chief Executive Officer of Mikensy Consulting Limited, a training and capacity building firm which specializes in training professionals in the areas of Leadership, strategy, Banking, Finance and Business Development.
He has also participated in various international courses in Strategic Financial Management with some leading organizations like London Management Centre (LMC) and Marcus Evans in South Africa among others.
Michael presently serves as a Director for Vivantti Microfinance Limited.
Mr. Ahmed Mahamoud Osman - Director, Vivantti Microfinance
Ahmed Mahamoud Osman is an experienced Financial Services and Risk Management expert with extensive experience spanning over two decades.
He is a product of the University of Cape Coast from where he obtained a Bachelor of Commerce Degree. He holds a Chartered Accountancy Certificate from the Institute of Chartered Accountants(ICA). Ahmed also holds a Commonwealth Executive Master of Business Administration Certificate from the Kwame Nkrumah University Of Science & Technology, a Certified Risk Analyst Certificate and a Final Certificate from the Chartered Institue of Taxation Ghana.
Ahmed had a progressive career with Guaranty Trust Bank Ghana Limited where he played various roles. He greatly influenced the bank’s attainment of several accorlades with key contribution to strategic planning. He is a memeber of the first group of Participatory Financial Institutions (PFIs) to have implemented the Agriculture Credit Programme (ACP) under the Millenium Development Authority (MiDA) Compact signed with USA. He also successfully designed championed key initiatives in field activities for a micro loans fund from Africa Development Foundation (ADF).
He was also part of a team that fashioned out a two-year medium term strategic plan and instituted structures which culminated in First Caital Plus Savings and Loans Limited (now Capital Bank) being licensed by Bank of Ghana to operate as a universal bank. He single- handedly set up the credit risk management department of First Caital Plus Savings and Loans Limited (now Capital Bank) as well as prepared and reviewed the Credit Policy Guide and Credit Process Flow. He was also an active meber and chaired strategic commitees during the bank’s rebranding exercise.Ahmed has also previously worked with Total Petroleum Limited as well as Unibank Ghana Limited. He has also consults for various local and international companies. Ahmed currently serves as a board member of Vivantii Microfinance Limited with the responsibility of managing organizational governance as well as executive performance. He is a transformational leader who has a great passion for growing the financial services market in Ghana and the world at large. His career progression can be best described as unmatched and he considers himself as one of the key drivers of change within this sector.
Mr. Kwame A. Oppong - Director, Vivantti Microfinance
Kwame Oppong is a Digital Financial Services (DFS) Consultant with CGAP, a Financial Inclusion think tank within the World Bank Group, and the former General Manager of Mobile Financial Service in Tigo Ghana.
His experience in DFS spans P&L management, product development, agent network management, policy development, training, research and technology. A passionate advocate for financial inclusion, Kwame continues to champion the expansion of DFS into other economic sectors especially agriculture.
Prior to Tigo Ghana, he worked with Hewlett Packard Company’s Enterprise Business division and held other positions across the Telecom, Housing Finance and Health Insurance Industries.
Kwame has a Bachelors in Business Administration, a Master’s in Business and Executive Education in Financial Inclusion.
Jeremiah Borteye - General Manager
Jeremiah Borteye has proven himself as a strategic manager and leader of great resource. Having started his professional career at the Ghana Ports and Harbours Authority as an assistant engineer where he perfected his efficiency and resources management skills through prompt, decisive and accurate scheduled maintenance work with a diverse number of teams, Jeremiah set himself out as truly, a management class candidate.
From his engineering background, he moved on to join Dream Finance Limited where he had his first taste of the microfinance industry. He began as a client service officers’ supervisor where he was responsible for monitoring and ensuring high performance of advanced loans. Due to his hard work which is characterized by his attention to details, strong aptitude for data analytics, excellent problem-solving skills with demonstrated ability of identifying sales opportunities and growing customer base along sales, he rose through the ranks to become the Branch Manager of one of the branches of the company. Further building up is diverse experience, he has held positions including Head of Credit Monitoring Department to and Deputy Head of Internal Audit where he helped in strengthening the internal controls of the company.
Educated at the prestigious Kwame Nkrumah University of Science and Technology with a BSc in Agricultural Engineering, he has developed a well-rounded aptitude for success, good governance, team efficiency and leadership.
His principles in life revolves around achieving excellence in all endeavours without compromising on the acceptable and right way of doing things. To him honesty and loyalty are indispensable in the all facets of life.
Jeremiah Borteye is currently leading the dynamic and innovative team at Vivantti Microfinance as General Manager.
Richard Chamler - Finance Manager
Richard Chamler is best described as a professional of great respect and repute. He is a Chartered Accountant and a member of The Institute of Chartered Accountants Ghana and holds a Post Chartered Diploma certificate in Treasury and Risk Management from the same body.
Richard with a rich viewpoint of diverse market orientations through a robust experience across different industries started his career as an accountant at Qualtek Limited, an Information Technology company and a member of Group Nduom conglomerate. He was subsequently seconded to various capacities in leading accounting roles within the group based on his exceptional performance and true professionalism.
His wealth of experience is an outstanding resource that sets him apart, having covered responsibilities within a plethora of sectors and industries including Ghana Growth Fund, a Private Equity Firm; Pentrust a player in the insurance space; Hospitality with Coconut Grove Hotels; Financial Services and Banking with GN Bank; Yorke Properties in Construction Firm and Gold Coast Securities etc., Richard personifies his trade as an accountant who shines through with efficiency, accountability and transparency and a leader with an endearing positive outlook to things.
He is currently studying for a Masters Degree in Finance at the University of Ghana Business School and currently part of the dynamic and high impact management team at Vivantti Microfinance as the Finance Manager.
Adelaide Jemima Gaskin - Group Head - Human Resource
Adelaide Jemima Gaskin is an astute Human Resource expert with a rich experience in People Management as well as Strategic Human Resource Development.
She is a product of the University of Ghana from where she obtained a Bachelor of Arts Degree in Sociology with Philosophy. She holds an MBA in Human Resource Management from the University of Ghana Business School. Adelaide also possesses a Beginners Certificate in French from Alliance Francais as well as a Diploma in Human Resource Management from the Institute of Commercial Management.
Adelaide has had a progressive career; she started off by playing various Administrative and Human Resource roles with the National Insurance Commision and then the Ministry Of Foreign Affairs. She then moved on to Queensland international School where she served as an Adminstrative Executive, spearheading key initiatives which lead to increase in enrollment of students in the school. Adelaide further moved on to Resource Plus Ghana Limited. Whislst she was there, she managed and coordinated the restructuring of the company and created the right culture and climate for good working attitude. She successfully positioned and moved the company from a small firm to a medium scale company.
She then moved on to Energy Bank Ghana Limited to serve as Deputy HR Manager. At Energy Bank, Adelaide successfully managed Employee Development in all facets; paying critical attention to their needs set and measuring their performance against their output. She was efficient in coordinating the bank’s recruitment process from selection all the way to placement. Adelaide subsequently moved on to Alpha Capital Savings and Loans where she served as the Head Of Human Resource. She completely handled and setup the Human Resource Department for the company.
Adelaide now heads the Human Resource Function at the Vivantti Group. In this capacity, she is at the forefront of ensuring that the company is not just hiring talents but rather keeping people and helping them grow and stay committed over the long term. In her view, the HR function is a consultancy service which is not an isolated business function, but sits at the heart of the organization to ensure that the overall goals of the organization are achieved.
Edith Majdoub - Operations Support
Edith is a Customer Service / Operations professional who has spent a number of years working within the Micro Finance industry.
She began her career as a Sales Personnel with Jemlod Limited. She then moved on to Dwadifo Adanfo where she served as a Customer Service Officer. Her responsibility was to generate new business leads for the company’s products and services. She was also at the forefront of Customer interactions and ensured that customer queries and complaints were dealt with in an efficient manner. She then moved on to serve as the Head of Consumer Finance, with a core mandate of managing the sale of hire purchase products and also liaising with suppliers to ensure that the company’s brands are well represented on the market. Edith further progressed to the position of Customer Relationship Manager with the same institution. Under her leadership, she ensured a significant growth in customer satisfaction, customer loyalty and overall, a significant increase in service quality which eventually translated into increased revenue for the business.
Edith subsequently moved on to join Vivantti Microfinance Limited as a Business Development Executive. Her key duty was championing the acquisition of new customers, cross selling additional products and services to clients amongst others.
Edith currently works as an Operations Support Executive with Vivanti. Her core mandate is to ensure that the Business Operations of the company run smoothly. Her role also includes forging new working relationships with customers and ensuring that her clients receive value for their investment. Edith holds a Diploma in Tourism from the International School of Aviation as well as a Diploma in Airfares and Ticketing from the International Travel and Tourism School, Accra. She also holds a professional certificate in Ticketing and Airfares from Galileo Ghana.
Afia Asamoah Agyeman - Administrative Officer
Afia has had a few years of experience working in different areas including marketing, customer service and administration. Her career began from PlanGhana where she played a strategic role in motivating the youth to embody learning and development as part of their growth cycle. She also volunteered her time to champion developmental activitiesthrough different community projects which had a positive impact and touched the lives of many within these communities.
Afia then moved to the Ghana Commercial Bank where she played a key role in customer service delivery within the bank. Afia’s next career move was to I Burst Africa where as a customer service champion; she helped to transform the service levels of the company by managing client queries and enquiries very efficiently. She believes in the paradigm that; “It costs you five times as much to win a new customer than to keep a current one”. Excellence, therefore underpins every customer interaction she is involved in.
Afia subsequently ventured into the area of marketing. When she moved to EX Interior Design as a marketing executive. Her customer service and selling skills helped to manage the sales portfolio which she was assigned to. She was credited for helping to improve sales performance of the company during her time there.
Afia is presently an Administrative Officer at Vivantti Microfinance where she plays a key role in planning, organizing and managing the daily operations within the organization.
She holds a Bachelor of Arts degree in social work from the University of Ghana.